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Notional V2
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User Tutorials
How to Borrow or Lend at a Fixed Rate For up to 1 Year on Notional

How To Borrow

In the top menu bar at notional.finance, click on “Borrow”, then choose the currency you would like to provide, and click the "Borrow” button again.

Connect Wallet

Click “Connect a Wallet” in the upper right corner to connect your MetaMask or other crypto wallet.

Choose your Parameters

In the right-hand bar, choose your preferred maturity date and enter the amount you’d like to borrow. Double check that your preferred currency is selected from the drop-down menu.
You can adjust the risk level on the collateralization slider to match your preferred risk tolerance. A higher ratio reduces the risk that your collateral will be partially liquidated in the event of a rapid price drawdown.
If you would like to increase your capital efficiency by using your collateral to provide liquidity to earn interest, fees & NOTE incentives, toggle the ‘mint nToken collateral’ option. This decreases the portfolio collateralization ratio, as nToken collateral receives a small haircut.

Review the Details

Review the details on the confirmation page and click “Submit”. You can confirm the trade was executed by clicking the "Portfolio" tab, then clicking "Active Loans".
At any point before your debt matures, you can decide to roll the debt to a new maturity by clicking that button, selecting the maturity, then clicking submit and confirming the transaction. You can also exit your borrow, partially or in full, at the current market rate, without penalty, at any time by clicking ‘repay borrow early’, entering the amount and submitting the transaction. Click ‘max’ if you'd like to be sure the loan is paid in full.

How To Lend

In the top menu bar at notional.finance, you can choose between several options. Click on “Lend”. Choose the currency you would like to provide, and click “Lend”. Your actual earned APY will update on the next screen based on the maturity selected and your trade size.

Connect Wallet

Click “Connect a Wallet” in the upper right corner to connect your MetaMask or other crypto wallet.

Choose your Parameters

In the right-hand bar, choose your preferred maturity date and enter the amount you’d like to lend. Double check that your preferred currency is selected from the drop-down menu. Click “Confirm and Submit Trade”. Confirm details and click “Submit” on the next screen again.

Review the Details

At any point before your lend matures, you can decide to roll your debt to a new maturity by clicking that button, then clicking submit and confirming the transaction. This will extend your loan to the new maturity at the current market interest rate. You can also exit your lend, partially or in full, at the current market rate, without penalty. To do this, simply click the button that says “Withdraw loan"

How to Provide Liquidity

In the top menu bar at notional.finance, you can choose between several options. Click on “Provide Liquidity”. Choose the currency you would like to provide, and click “Provide”.

Connect Wallet

Click “Connect a Wallet” in the upper right corner to connect your MetaMask or other crypto wallet.

Choose your Parameters

Input the amount of your chosen currency you would like to provide as liquidity. Note: Providing liquidity means minting nTokens, which represent your share of the liquidity pool. The nToken yield represents the current blended interest rate including NOTE incentives. Click “Confirm and Submit Trade”. Confirm the details once again, and click “Submit”, and then confirm the transaction via your wallet’s interface.

Review the Details

You can review your LP positions by heading to the "Portfolio" tab and checking your current nToken balance for the respective currency.
Last modified 2mo ago