In the following example, a lender wishes to lend 100 DAI on Notional at a fixed rate for one year. The lender first converts their 100 DAI into cDAI and then deposits that cDAI into the Notional liquidity pool for 105 fDAI. When the loan matures on December 1, 2021, the lender can redeem their 105 fDAI for cDAI, and then convert that cDai into 105 DAI.